Prudent Money
Letters - An Agreement Letter  E-mail

It is always good to put closure to any type of discrepancy that is encountered when it comes to your personal finances.  This would mean closure to situations with collection agencies, businesses, identity theft, etc. 

Your goal with this correspondence is to re-state the conclusion and notify the other party in writing of your understanding of that conclusion.  Many times consumers will go through all of this hard work to put closure to a situation only to find that it re-surfaces down the road.  If the situation does re-occur, this will give you a solid way to clear it up again.  The letter should be sent certified mail return receipt requested. Through the use of certified mail the consumer knows that the letter has been received.  If there is no response to the letter, it would be assumed that both parties are in agreement.

 

Date

Individual (Debt Collector, business, credit reporting agency, etc.)

Address

City, State

Certified Mail Number ________________

Case Reference Number _______________ (if available)

 

To whom it may concern:

In order to put closure to our correspondence and discussion concerning __________, I am submitting this letter to you stating my understanding of our conclusion.

It is my understanding that we are in agreement on the following items: 

  • Agreement in writing
  • Agreement in writing
  • Agreement in writing

If this is not your understanding, please notify me immediately to communicate your disagreements.  If I do not hear from you within a reasonable time period, it would be concluded that the above is an accurate representation of our agreement.

Sincerely,

 

Your Name

Address

City / State / Zip Code