Prudent Money
Letters - Request for Identity Theft Records from a Business  E-mail

The Fair Credit Reporting Act allows an identity theft victim to request any paperwork associated with an identity theft.  The consumer has to present a case that this has occurred.  The business is required to investigate and send the requested material within 30 days.  However, a business can decline to provide the information for numerous reasons as outlined in the above act.  When sending this packet of information to a business, call and verify the correct address before sending it.  Many companies have special departments that handle this type of situation.

 

Business

Address

City / State / Zip

To whom it may concern:

An account has been illegally established and utilized at your company.  The account was established in my name and identity theft has occurred.

Please find enclosed a copy of my identity theft report, identity theft report affidavit, and police report.  This report shows documentation that my identity was stolen on (date) and illegally used for consumer transactions.

I have enclosed all of the necessary documents that verify that this theft is valid.

As a result of this identity theft, I am requesting the following be sent to me:

  • Application for the fraudulent account
  • Any business transaction records pertaining to the fraudulent account

Please send to me within the time frame dictated by the Fair Credit Reporting Act.  If you have any questions, please contact me at (telephone number).

Sincerely,

 

(signature)

Name