Are You Getting the Financial Advice You Need?

Are You Getting the Financial Advice You Need?

  • 80% of people between the ages of 30 and 54 don’t think that they will have enough to retire.
  • 38% of people don’t save anything for retirement
  • 36% of people over the age of 65 depend completely on social security

These statistics are not very encouraging.

There is a big problem that I see when it comes to personal finance. There is a gap between what people are doing financially and straight-forward advice. We spend 12 years in the education system and for those fortunate enough 4 more years in college with no exposure to financial education. As a result, we are forced to figure out this whole money thing on our own.

To make things worse, we have a financial services business that is primarily more concerned with selling product than giving good advice. Of course, that is not every financial advisor. There are some great ones. At the same time, there are far too many that are more interested in product sales.

It is time to get on the right side of those statistics.

One of the main reasons that I felt called to and feel that I was given the opportunity to host the radio show was simply to educate and educate through the lens of stewardship.  To accomplish that, we are in the process of rolling out many resources to help as many people that want to be helped. I want to reverse those statistics! Once our new resource library is rolled out, you will find the 20-minute conversations with Bob on Fridays, customized spreadsheets for budgeting, planning, keeping track of expenses, educational videos about all things about money, submitting any questions to Ask Bob, our free risk survey with risk analysis, and more!

In the meantime, I want to make sure that you know about my financial advisement practice. There is something very different about my practice. Let me explain it this way. Everyone has a financial journey that they are traveling. Some are behind, some ahead, and some just starting. Most advisors who have been practicing as long as I, only focus on those who are ahead on that journey. As a result, most people don’t have access to experienced advise.

I have spent nearly 24 years developing a practice model where I can help people no matter where they are on that journey.

It might be as something simple as helping you through Ask Bob or you becoming a client. I can counsel on anything when it comes to money. So, if this speaks to you at all, let’s start a conversation. There is never any pressure to take action. If you need something as extensive as a fee based meeting and you can’t afford the fee right now, that is ok as well. A part of my practice is to minister others by giving my time and advice- helping them right where they are now.

Together we can fix the problem of financial advice. To get more information, call Judy to set up a time. She can be reached at either judy@prudentmoney.com or 972-386-0384 ext 206. You are also welcome to email me personally at bob@prudentmoney.com or text a question by first texting Prudent Money to 77978.

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