Site Terms

Effective March 1, 2006
Please read this policy completely before using the prudentmoney.com.  Users agree to consent to this document. Any use of this site is interpreted as an agreement to this policy. Prudent Money reserves the right to change this policy at any time without prior notice. Please revisit this policy often to monitor such changes.

The Prudent Money Foundation is a non-profit organization that supports The Prudent Money Show (radio show) and www.prudentmoney.com.  For discussion purposes, "Prudent Money" will refer to all material and services offered on the Prudent Money website.

This site is for your personal, non-commercial use. The information on Prudent Money is for informational purposes only. Many statements reflect the opinion of the authors. The content contained herein is not intended nor should it be interpreted as advice of any type whether it be financial or investment advice, legal advice, tax advice or any other advice normally rendered by a professional. Laws can change as well as be applied differently depending upon the specific situation. Laws also vary widely from state to state. All material should be verified by consulting a proper professional. The information contained herein is believed to be accurate. However, Prudent Money makes no representations or warranties as to its accuracy. Opinions expressed in these reports may change without prior notice. The Prudent Money Foundation and their respective officers, agents, principals, shareholders, employees, and/or volunteer personnel are not responsible for your use of the website, the content contained therein or the content thereof and/or any issue or problem arising there from whether it be legal, financial, computer systems issues, or any other issues or problems whatsoever resulting from the use of our site or the use of any information contained within our site. The Prudent Money website covers a wide variety of topics and we in no way claim to be an expert in these diverse areas.

All articles, comments, audio, video, and graphics are the property of Prudent Money. Copying or reproducing any information (including articles, audio, video, text, naming rights) in the original or an altered form is prohibited without prior permission. No material may be altered from its present state.

Prudent Money may receive fees from affiliate sites or companies for some of the services and products that we promote or from affiliate sites or companies that advertise with us. We are not responsible for any problems, costs or expenses that result from the use of these products or services, or any problems, costs or expenses that are associated with any third party company and/or website.
Guest articles and interviews may not reflect the true opinion of Prudent Money.
Regarding links to other sites - we do not guarantee the accuracy, reliability or information of any such third party site that we may link to, nor can we control the information that a third party site may collect on you. Any problems that arise from the use of these sites are not the responsibility of Prudent Money. You visit these third party sites at your own risk.

You also agree not to use this web site for any illegal or unlawful purpose.
Prudent Money may offer services or products for sale. Prudent Money uses a third party merchant to process credit card transactions resulting from these sales. Prudent Money does not control any third party merchant's privacy policy or terms of use. You agree not to hold Prudent Money liable for any billing problems or issues that may arise.

Prudent Money and the Prudent Money Show are registered trademarks.
Prudent Money may use your email address to notify you of new material or other announcements including information related to the Prudent Money website and/or The Prudent Money radio show.  We may also pass on information about services or products we determine to be useful to our users. Subscribers may opt out of these emails at any time by following the instructions included in those emails.
Questions sent in to the ‘Ask Bob’ or ‘Contact Us’ forms may be selected for posting on our website. Personal contact information (email address, phone number, and address) will be removed before it is posted.

Please read our Privacy Policy for further information.