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Christmas Shopping Resources from Wallethub

Consumers are expected to spend as as $1.1 trillion this holiday season. Credit card debt has exceeded 1 trillion in size. Wallethub estimates that 35 million people are still paying off last Christmas. It helps to be smart about Christmas shopping. Wallethub.com has provided some good resources I wanted to pass along to you!


  • 2019 Holiday Shopping Survey – 35 million Americans still have credit card debt from last holiday season, and nearly one third of consumers will spend less on holiday this year than last year.

  • 2019’s Best Credit Cards for Holiday Shopping – The top cards, chosen from 1,000+ offers, include Capital One Savor Cash Rewards (best initial bonus), Citi Double Cash (best flat-rate cash rewards) & American Express Blue Cash Preferred (best ongoing bonus rewards).

  • Credit Card Price Protection – With price protection, cardholders can get a refund if the price of a purchase drops soon after the holidays. The best credit cards for price protection are Capital One Savor and Capital One SavorOne.

  • Purchase Protection – This benefit can help repair or replace recent purchases that are damaged or stolen. The Chase Sapphire Reserve Card is the best credit card for purchase protection.

  • 2019’s Best Gift Cards – Gift cards have long been the most popular holiday presents, and the top gift cards for this year’s holiday shopping season are:

  • Credit Card Price Protection – With price protection, cardholders can get a refund if the price of a purchase drops soon after the holidays. The best credit cards for price protection are Capital One Savor and Capital One SavorOne.

  • Purchase Protection – This benefit can help repair or replace recent purchases that are damaged or stolen. The Chase Sapphire Reserve Card is the best credit card for purchase protection.