In January 2025 , the Consumer Financial Protection Bureau  (CFPB) created a rule that removed medical debt from consumer credit reports....

Credit card debt is over 1 trillion dollars. I know that my generation is responsible for most of that debt. I remember going to college...

Experian is rolling out a “no ding” program. They are promoting this as a program unique to Experian. Experian is 1 of 3 credit reporting...

A friend contacted me the other day about a disturbing piece of mail he received- a credit card notice which most people don’t even open....

With identity theft crime on the rise, we get a lot of questions about how to freeze your credit reports. It is the single best way to...

What if I told you that a new Consumer Financial Protection Bureau rule is being announced today, and it will affect credit cards, making...

So, you want to do a balance transfer because your interest rates are too high - What should you know? Well, first, most people don't...

With identity theft crime on the rise, we get a lot of questions about how to freeze your credit reports. It is the single best way to...

According to the Federal Reserve, the average interest rate being charged on a credit card is 20.92%. A Forbes analysis had the number...

Here they come – Credit card companies are willing to give you 18 and 21 months of no interest to open up a new credit card and initiate...

Someone asked me what I thought about the Apple Credit Card. So, I thought a review was in order. Apple users are going to love the Apple...

Written by Christy Rodriguez If you've applied for any type of credit card, mortgage, or personal loan, you'll know it's not as easy as...

There are three major credit reporting agencies that hold a credit file on you. The big three are TransUnion, Equifax, and Experian. ...

As most of you know, the Federal Reserve has been increasing interest rates in order to control inflation. Of course, this can affect...

With credit card balances on the rise, it looks like consumers are depending upon debt more than ever. As a result, consumers are making...

Medical debt is probably the most frustrating type of debt to have show up on your credit report. It is usually totally unexpected,...

This is not going to be a very popular post. Through the years, statistics show that debit cards are way more popular than credit cards...