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Blogs
Medical Debt Could Negatively Impact Your Credit Score
In January 2025 , the Consumer Financial Protection Bureau (CFPB) created a rule that removed medical debt from consumer credit reports....
1 min read
Do your Kids understand the Dangers of Credit Cards?
Credit card debt is over 1 trillion dollars. I know that my generation is responsible for most of that debt. I remember going to college...
2 min read
Is Experian’s Credit Card “No Ding” Guarantee Worth It?
Experian is rolling out a “no ding” program. They are promoting this as a program unique to Experian. Experian is 1 of 3 credit reporting...
2 min read
Proceed with Caution – Credit Cards Are on a Dangerous Path
A friend contacted me the other day about a disturbing piece of mail he received- a credit card notice which most people don’t even open....
2 min read
How To Freeze Your Credit
With identity theft crime on the rise, we get a lot of questions about how to freeze your credit reports. It is the single best way to...
1 min read
The Great Credit Card Default
What if I told you that a new Consumer Financial Protection Bureau rule is being announced today, and it will affect credit cards, making...
2 min read
What Credit Card Companies Keep Secret About Credit Card Balance Transfers
So, you want to do a balance transfer because your interest rates are too high - What should you know? Well, first, most people don't...
2 min read
How To Freeze Your Credit
With identity theft crime on the rise, we get a lot of questions about how to freeze your credit reports. It is the single best way to...
1 min read
It is Time to Stay Away from Accumulating Credit Card Balances
According to the Federal Reserve, the average interest rate being charged on a credit card is 20.92%. A Forbes analysis had the number...
2 min read
Why Is Wells Fargo Giving 21 Months Of No Interest Rate Deals?
Here they come – Credit card companies are willing to give you 18 and 21 months of no interest to open up a new credit card and initiate...
2 min read
A Review of the Apple Credit Card
Someone asked me what I thought about the Apple Credit Card. So, I thought a review was in order. Apple users are going to love the Apple...
3 min read
Will A Hard Credit Check Impact My Credit Score
Written by Christy Rodriguez If you've applied for any type of credit card, mortgage, or personal loan, you'll know it's not as easy as...
3 min read
Did Equifax’s Error Reduce Your Credit Score?
There are three major credit reporting agencies that hold a credit file on you. The big three are TransUnion, Equifax, and Experian. ...
1 min read
Watch Out For Credit Card Interest Rates
As most of you know, the Federal Reserve has been increasing interest rates in order to control inflation. Of course, this can affect...
2 min read
Credit Cards Becoming a Real Problem Again
With credit card balances on the rise, it looks like consumers are depending upon debt more than ever. As a result, consumers are making...
2 min read
How to get rid of Medical Debt Off Your Credit Report
Medical debt is probably the most frustrating type of debt to have show up on your credit report. It is usually totally unexpected,...
2 min read
Why Credit Cards Are Better Than Debit Cards
This is not going to be a very popular post. Through the years, statistics show that debit cards are way more popular than credit cards...
2 min read
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