When it comes to saving and investing for retirement, the first step to take is enrolling in a 401K plan. The concept of the 401K plan is presented as the golden ticket to retirement. If you max this plan out year after year, you should have a great retirement. Let me stop there for a minute. If only it were that simple... As a side note, there is way more to having a successful retirement plan than just maximizing a 401K plan for a number of years. If you look closely a

Money and Relationships – now, there is a tough subject!   MagnifyMoney surveyed  nearly 1,000 Gen Zers and millennials who are married, engaged, or in a relationship. According to their findings, nearly three-fourths said they were angry with their partner because of a financial decision they made.   Full survey findings:  https://www.magnifymoney.com/blog/news/millennial-gen-z-relationships-survey/ .    We have all done it. You find out your spouse makes a financial de

There are many reasons why the experts suggest that you consider whether or not you change banks. Lately, it has been about the strength of the bank and whether it will be around years from now or another insolvency statistic. The main reason to change is that you are probably tired of getting hardly any interest paid on your savings account. Maybe you just realized you are getting paid .01% on your savings account versus 4% elsewhere. Regardless, the advice is the same – “ch

There are three rules when it comes to Money and Marriage. They are not easy rules to follow. This is especially true if you need to reverse some bad habits. The good news is that habits can change! Most importantly, living by these three rules can dramatically change your marriage for the better. (1) Leave your ego at the door Arguments and or discussions are mainly an opportunity to make someone right and someone wrong. What would happen if you lost the need to be right?