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The Prudent Perspective


The Missing Ingredients to Most Retirement Plans
Pop Culture Finance has all types of formulas for retirement success. I greatly encourage anyone to give these ideas a shot. Even though these formulas are simplistic in design and full of assumptions, a plan of some kind is better than no plan at all. There is the plan that is entirely focused on saving. They write that if you save 15% each year and you will retire comfortably. Then there is the pan that says you need to have 15 times your current salary to have the...


A Lifehack for Identity Theft
Identity theft is rampant . In fact, it's so common in our society that most people don't even pay attention to it anymore. Stories about major corporations being hacked and millions of consumer files compromised wind up on the back page. Years ago, that was front page news. As a result, identity thieves are getting smarter, and consumers are paying less attention. That is not a good recipe for consumer safety. As a radio host, I see and hear about stories of identity th


The 10 Commandments of Couples' Communications with Money
Everyone has heard that money is the leading cause of divorce at one time or another. I would say it another way. The inability to communicate about money is the leading cause of divorce. We go about it all the wrong way. We let all of the many toxic emotions of money get in the way and limit our ability to communicate effectively. So, I wanted to devote some time to the basics of communication with your spouse when it comes to money. In over two decades of counseling with pe


Will a Hard Credit Check Impact My Credit Score?
What is Intentional Stewardship?
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