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Take the Risk Assessment

Evaluate your goals and risk tolerance to determine which portfolio most aligns with your values and

investment style. 

Read Your Risk Profile

Review curated articles written by Bob about your specific risk profile, and discover what this may mean for you as a prudent investor.

Contact Us

Further questions about what your risk level means or how to implement it? Email info@prudentmoney.com or

call (972) 386-0384

Risk Level Profiles

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Conservative 
> 75% Bonds 25% Stocks

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75% Bonds

   25% Stocks

Best 1 Year Period: Jan 1995 - Dec 1995

Worst 1 Year Period: Nov 2021 - Oct 2022

Market and fundamental data provided by Morningstar, Inc. Copyright © 2025 Morningstar, Inc. All Right Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely.

Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

Conservative

  • How can I start working with Bob ?
    Finding the right financial advisor is about finding the perfect fit, and I’m here to help you do just that. Our process starts with a simple, no-pressure call to discuss how I can assist you. Together, we’ll determine the next steps at a pace and communication method that works for you.
  • How do I know if I have enough for you to manage? Does Prudent Money have minimum requirements?
    I take a different approach. For 32 years, I’ve focused on helping people, not turning them away. With rising minimum investment requirements, many are left turning to automated investment platforms or navigating their financial journey without professional guidance. That’s why I offer tailored programs for everyone, built on the stewardship principles shared on my radio show, to help you achieve your financial goals.
  • How will Prudent Money work with the amount of risk I am willing to take?
    We carefully assess your tolerance to ensure it aligns with the level of risk you're comfortable taking, whether high or low. Getting this right is essential for us to serve you effectively. At the core of any successful financial plan is strong risk management, which we believe is fundamental to the responsible stewardship of your financial future.
  • What are your fees and how do they work?
    Our fees are structured based on the services provided. That might be an hourly rate, a one-time project fee, or an ongoing investment management fee. All fees are deducted directly from your investment account. We offer all new clients a complimentary phone consultation, as well as free guidance for quick questions via phone or email. Additionally, you’re always welcome to ask a question using the box above and access the free resources available on our website.
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