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  • Bob Brooks

Be Careful Investing In Subscription Programs


After a year like 2022, investors are tempted to look for another way to invest and make money. But, of course, there is no shortage of investment trading firms that state they have the answers. I heard a commercial just the other day about one of these trading firms and wanted to pull back the opinion and show you what is really happening.


The bottom line – they are going to tell you how to invest and who to invest in, and all done in real-time. The actual results can be found on the front page. They are claiming to have returned 321% for the last year.


They do have their disclaimers page highlighted – I suspect that most will not understand their disclaimer's true significance. I have picked several lines out for you so you know what to look for.


This material is for information, entertainment, and educational purposes only, and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, hold, sell a security.


That is not what the radio spot said.


No recommendation or advice is being given on this site. It should not be assumed that any investment in securities, companies, sectors or markets identified and described or discussed herein will be or were profitable. Any views or opinions or comments cannot be relied upon for investment decisions.


If the information cannot be relied upon, then where is the value?


(Regarding the results of their published portfolio) These are not the returns of an actual fund or portfolio of stocks.


By using this site you agree that your results are 100% your own, …


Once again, why subscribe?


Now to the disclaimers of the "hypothetical" portfolio.


There are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program.


Said another way, there is a big difference between what is marketed and what is reality.


One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight.


Important that you understand this line – "benefit of knowing actual results before you invest."


In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk of actual trading.

That portfolio that returned 321% had no risk?


I think you get the idea. There is no secret to making money in the market. If someone knew the secret to great riches, they would keep it a secret!

Check out Bob's teaching videos at youtube.com/user/prudentmoney to learn more on intentional financial stewardship.

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